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Credit Build, a division of The Exec Financial Group

REFUND Policy & Disclosure

I authorize the company named on this web form to debit the bank account or credit card indicated in this webform for the noted amount on today’s date. This payment is for the goods and services noted on the web payment form. I understand that returns, refunds, and cancellations are not permitted as services and goods are customized for each client and information is not a tangible product that can be returned. I understand that because this is an electronic transaction, these funds may be withdrawn from my account as soon as the above-noted transaction date. In the case of an ACH Transaction being rejected for Non-Sufficient Funds (NSF), I understand that the company named on this webform may, at its discretion, attempt to process the charge again within 30 days. I acknowledge that the origination of ACH transactions to my account must comply with the provisions of U.S. law. I certify that I am an authorized user of this credit card or bank account and that I will not dispute the payment with my Credit Card Company or Bank, so long as the transaction corresponds to the terms indicated in this web form or website.

Credit Build is owned by a group of Private Investors with legal partners having a vested interest in protecting its rights to compensation for its services. Credit Build is a merchant that generates services produced and performed to and for its Clients. Information is not a tangible product; it cannot be returned for a refund. Credit Build does not function as an employer or employee; therefore, its services have no bearing on the business day-to-day operations or outcomes.

Credit Build is a Marketing Lead Generator and a Cloud-based company that uses technology to match Clients and Providers for the purposes of establishing Corporate Credibility and Services.

Measurements are taken to ensure a client understands the role of Credit Build as a Consulting Firm. Some services and all Contracts are established prior to payment. As such, Credit Build is unable to offer refunds. It is corporate policy that ALL SALES ARE FINAL. There is no grace period for refunds of any kind once services have commenced and funds have been received.

Privacy Policy & Coverage

Credit Build takes very seriously the privacy of businesses, residents, guardians, families, and all Credit Build users. Please read the following to learn more about our privacy policy.

  • This Privacy Policy covers Credit Build‘s handling of personally identifiable information and business information that Credit Build stores and collects when you are on the Credit Build site, and when you use Credit Build‘s services.
  • This policy also covers Credit Build‘s treatment of any personally identifiable information that Credit Build‘s business partners share with Credit Build. This policy does not apply to the practices of companies that Credit Build does not own or control, or to people that Credit Build does not employ or manage.

Collection & Use

  • Credit Build primarily collects information entered by Credit Build users for the purpose of using the Credit Build service.
  • Credit Build also automatically receives and records information on our server logs from your browser including your IP address, Credit Build cookie information and the page you requested. This information is used for the proper operation of the Credit Build service.

Sharing & Disclosure Information

  • Credit Build will not sell or rent personally identifiable information or business information to anyone.
  • Credit Build will send personally identifiable information about you to other companies or people when:
  • We have your consent to share the information;
  • We need to share your information to provide the product or service you have requested;
  • We need to send the information to companies who work on behalf of Credit Build to provide a product or service to you. (Unless we tell you differently, these companies do not have any right to use the personally identifiable information we provide to them beyond what is necessary to assist us.);
  • We respond to subpoenas, court orders, or legal process; or
  • We find that your actions on our websites violate the Credit Build Terms of Service or any of our usage guidelines for specific products or services.

Understanding Cookies

  • Credit Build may set and access Credit Build cookies on your computer.
  • Credit Build allows other companies that are presenting advertisements on some of our pages to set and access their cookies on your computer. Other companies’ use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to Credit Build‘s cookies.

Edit & Delete Account Information

  • Credit Build gives you the appropriate ability to edit your Credit Build account information and preference at any time.
  • You may request deletion of your Credit Build account by sending an email to apply@creditbuild.co. It may be necessary for Credit Build to retain some information on your account for business or legal reasons.

Security Protection

  • Your Credit Build Account Information is password-protected for your privacy and security.
  • In certain areas, Credit Build uses industry-standard SSL-encryption to protect data transmissions.

Privacy Policy Changes

  • Credit Build may edit this policy from time to time. If we make any substantial changes, we will notify you by posting a prominent announcement on our pages.

Questions & Suggestions

  • If you have questions or suggestions, email Credit Build at apply@creditbuild.co.
  • Credit Build Security & Privacy Policies
  • Security
    Credit Build provides the highest level of security possible to its users. To ensure the privacy and security of your data and transactions, Credit Build employs the following technologies: · Internet Firewalls · Network Translation and Proxy Services · 24-Hour Biometric Security Access to our Data Vault · Secure Socket Layer Data Encryption (SSL) · Host and Network-based Intrusion Detection Systems · Redundant, Highly Available Routers and Switches · Redundant, Highly Available Power and Facilities · Regularly Scheduled Backups, Offsite Storage Our security strategy is to protect your data at multiple levels, which include your data security, data integrity, and data privacy. At Credit Build, we weave together our diverse security tools with our Credit Build application and services. We currently use security products by SSL Company . Credit Build applies both active and passive security tools to its systems. An active tool is always on and inspecting for security breaks. Passive tools look at our security over time, and then make recommendations based on the compiled information. Credit Build is constantly scanning and auditing its systems for any defects in network security, in computer systems, and around your data. Due to the very nature of security, Credit Build does not provide specific details about what security tools are deployed where. If you have further questions regarding Credit Build security, please e-mail our Security Administration Team at apply@creditbuild.co.
  • Credit Build Privacy Policy
    Credit Build has created this privacy statement to demonstrate our commitment to user privacy. Privacy on the Credit Build website (www.creditbuild.co) is of great importance to us. We gather important information from our visitors and customers, so we publish this Statement as a way to communicate our information gathering and dissemination practices. We reserve the right to change this Statement without notice but usually provide notification of the change at least thirty (30) business days prior to the change taking effect. Except in unusual cases, notice will include directions on how users may respond to the change.
  • Information Collected
    Credit Build requires people who register to use the services offered on our Site to give us contact information. Depending on the service chosen, we ask for information such as their name, company name, address, phone number, and e-mail address, and financial and billing information, such as billing name and address, credit card number, and the number of users in the organization that will be using the Services. At the time you express interest in getting additional information when you register for the service, or after you become a user, we may ask for additional personal information, such as title, department name, fax number, or additional company information, such as annual revenues, number of employees, or industry. Users can opt-out of providing additional information by not entering it when asked. Credit Build uses the information that we collect to set up Services for individuals and their organizations. We may also use the information to contact users and prospects to further discuss their interest in our company, the Services we provide and ways we can improve them, and to send information regarding our company or partners, such as promotions and events. We do not distribute or share customer email addresses. Customers can opt-out of being contacted by us, or receiving information from us, at any time by sending an email to apply@creditbuild.co. Separately, customers are also asked to provide an email address when registering for the Service, in order to receive a username and password. We may also email information regarding updates to the Service or company, and will send a Customer Newsletter. Customers can opt-out of receiving any communication by emailing Credit Build at apply@creditbuild.co at the time it is distributed, or at the time any customer registers for the Service. Except as we explicitly state at the time we request information, or as provided for in the Credit Build Terms of Service, we do not disclose to any third party the information provided. All financial and billing information that we collect through the Site is used solely to bill for Services. This billing information is not used by Credit Build for marketing or promotional purposes. Credit Build uses a third-party intermediary to manage the credit card processing. This intermediary is solely a link in the distribution chain and is not permitted to store, retain, or use the information provided, except for the sole purpose of credit card processing. Other third parties, such as content providers, may provide content on the Website but they are not permitted to collect any information nor does Credit Build share any personally identifiable user information with these parties.
  • Users Site to host data and information
    Credit Build will not review, share, distribute, print, or reference any such data except as provided in the Credit Build Terms of Service, or as may be required by law. We will only view or access individual records with your permission (for example, to resolve a problem or support issue). The only exception is when we are required by law. Of course, users are responsible for maintaining the confidentiality and security of their user registration and passwords. Credit Build may also collect certain information from visitors to and customers of the Site, such as Internet addresses. This information is logged to help diagnose technical problems, and to administer our Site in order to constantly improve the quality of the Service. We may also track and analyze non-identifying and aggregate usage and volume statistical information from our visitors and customers and provide such information to third-party Cookies. Cookies are files Web browsers place on a computer’s hard drive. They are used to help us authenticate users and provide time-saving shortcuts and preferences. Credit Build uses a persistent encrypted cookie if the user requests to save and retrieve their authentication information as well as other per-client device preferences. Upon an initial visit to the site, Credit Build stores in a session cookie information about the affiliate or promotion from which a site visitor originated. Acceptance of these cookies is optional. Credit Build issues a mandatory session cookie to each user only to record encrypted authentication information for the duration of a specific session. If this cookie is rejected, access to and usage of the Service will be denied.
  • Third-Party Sites
    The Site contains links to other Websites. Credit Build is not responsible for the privacy practices or the content of these other Websites. Customers and visitors will need to check the policy statement of these other Web sites to understand their policies. Customers and visitors who access a linked site may be disclosing their private information. It is the responsibility of the user to keep such information private and confidential.
  • Security Protection
    Our Site has security measures in place to help protect against the loss, misuse, and alteration of the Data under our control. Certain portions of the Credit Build site are specifically written to take advantage of technical capabilities of Microsoft Internet Explorer (that are not currently available to Netscape Navigator (or Netscape Communicator). When our Site is accessed using Microsoft Internet Explorer versions 4.0 or higher, Secure Socket Layer (SSL) technology protects the information using both server authentication and data encryption to help ensure that Data is safe, secure, and available only to you. Credit Build also implements an advanced security method based on dynamic data and encoded session identifications, and hosts the Site in a secure server environment that uses a firewall and other advanced technology to prevent interference or access from outside intruders. Finally, Credit Build provides unique usernames and passwords that must be entered each time a customer logs on. These safeguards help prevent unauthorized access, maintain data accuracy, and ensure the appropriate use of Data.
  • Opt-Out Policy
    Credit Build offers its visitors and customers a means to choose how we may use the information provided. If, at any time after registering for information or ordering Services, you change your mind about receiving information from us or about sharing information with third parties, send us a request specifying your new choice. Send your request to Credit Build at apply@creditbuild.co.
  • Correcting & Updating Your Information
    If users need to update or change registration information, they may so by sending a request via email editing the user or organization record. To update billing information, please email apply@creditbuild.co. To discontinue the Service and to have data returned, email apply@creditbuild.co or call Credit Build.
  • Additional Information
    Questions regarding this Statement or the practices of this Site should be directed to Credit Build‘s Security Administrator by emailing such questions to apply@creditbuild.co.